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RFA
Apr 10, 2026
5 min read
0
CA Employers Need to Know: Is It the Injury or the UR System?
Last year, California raised employers’ workers' comp premiums by 8.7% while other states continued to cut rates, some for over a decade straight. Across the nation, premiums...
Mar 20, 2026
3 min read
0
Does CA Workers’ Comp Cause Secondary Psych Injuries?
New research illuminates a serious problem for injured workers: secondary psychological injuries resulting from the sheer hardship of navigating workers’ comp systems....
Mar 17, 2026
4 min read
0
CA's "Cost Control" Mechanisms May Be the Most Expensive Parts of the Claim
Employers in California pay more for workers' comp coverage than in almost every other state, and the gap is widening. In our view, thereason isn't provider or ...
Feb 5, 2026
4 min read
1
CA DWC's UR Audits: A Keyhole View of a Statewide Crisis
As early as 2016, California legislators recognized the potential for payers to abuse Utilization Review (UR), the process by which payers decide whether to deny or approve t...
Aug 22, 2025
4 min read
0
Zurich: Vague Authorization Creates More Treatment Friction
Insurer Zurich North America offered a classic example of the bureaucratic absurdity that plagues California’s treatment authorization process, issuing a baffling, time-bound...
Jun 26, 2025
3 min read
1
CA RFA Hell: Affirmative Cites the Most Cynical Excuse Yet to Deny Care
What’s the most absurd, bureaucratic, procedurally abusive excuse a claims administrator ever used to deny care to an injured worker?We’ve seen our share of bad-faith ...
Apr 15, 2025
4 min read
3
An Open Letter to CHSWC re: UR Abuse (cc: Governor Newsom)
To the Members of the Commission on Health and Safety and Workers’ Compensation (CHSWC)CC: Governor Gavin NewsomRE: California’s Broken Utilization Review Syste...
Oct 16, 2024
3 min read
0
Sedgwick Removes 54% UR Denial Stat From Website
We knew it was only a matter of time. The question was how much time?Third-party administrator (TPA) Sedgwick Claims Management Services screamed the quiet part out lo...
Sep 18, 2024
4 min read
0
Liberty Mutual: 23-Month Wait for Surgery in CA
If you need proof of how dysfunctional California workers’ comp is—and that absurdly long claim durations have become the appalling standard—see the 23-month ordeal an injure...
Aug 8, 2024
9 min read
1
daisyData: CA RFA & Utilization Review 2024 Data
In California, Utilization Review (UR) is the mandatory process by which claims administrators decide whether or not to approve treatment requests submitted by doctors treati...
Jul 24, 2024
6 min read
0
CA DWC to Impose Costly New Reporting Burdens on Providers
California’s Division of Workers’ Compensation (DWC) is proposing major changes to the forms providers use for injured workers’ Progress Reports, the Doctors’ First Report of...
Jan 9, 2024
3 min read
0
Albertsons Employee's Post-Amputation UR Nightmare
Two days before Christmas in 2022, an Albertsons Companies employee suffered “traumatic amputations” of three toes in a work accident. This worker lived alone on the t...
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